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Sentural
AI Financial Transaction Security Infrastructure

Security for the moment money moves.

Sentural is an AI-powered security layer that analyzes financial commands in real time, identifying fraud, manipulation and anomalous behavior before transactions are executed.

The Problem

Most security systems protect access. Money needs protection after access.

An attacker doesn't always need to break into a system. Sometimes they simply need legitimate credentials.

  • A compromised employee account.
  • A stolen API key.
  • A manipulated beneficiary.
  • A fraudulent payment instruction.
System Access Log
Session authenticatedAuthorized User

Sentural asks a different question:

“Should this financial command actually be trusted?”

The Financial Command

A payment is not just a transaction.
It is a command.

CREATE BENEFICIARYCHANGE ACCOUNTINITIATE TRANSFERISSUE REFUNDCHANGE PAYOUTINCREASE LIMITSEND PAYMENT

Every command can become a financial event.Sentural sits before that event happens.

The Security Layer

A thin, intelligent layer between financial systems and money movement.

EMPLOYEE
API
ERP
FINTECH
BANK
PAYMENT PLATFORM
Sentural
Financial System
AI Analysis

One payment.
Hundreds of signals.

Sentural evaluates each financial command across several dimensions before it reaches a verdict.

01
Identity

Is this actually the expected actor?

02
Behavior

Does this match normal behavior?

03
Beneficiary

Has this destination been seen before?

04
Amount

Is the amount structurally unusual?

05
Timing

Is this happening at an unusual time?

06
Context

Does this make sense given surrounding activity?

07
History

Does this resemble previous activity?

The Verdict

Every command resolves to a clear decision.

Sentural collapses hundreds of signals into a single, legible verdict — with the reasoning attached.

AllowReviewBlock
Payment Command#TXN-88213
₦18,400,000
TO: BENEFICIARY_00481
Sentural Analysis
IdentityVerified
BeneficiaryKnown
AmountWithin expected range
TimingUnusual
BehaviorAnomalous
VerdictReview
AI Explanation

Sentural is not a black box.

Every verdict comes with a reason a security team can actually understand.

ExplanationReview

“Payment requires review because the beneficiary was recently changed, the transaction amount is significantly outside the account's recent pattern, and the instruction originated from an unusual session.”

Social Engineering

Sometimes the attacker is the person you trust.

The user is authenticated. The device is valid. The request still looks unusual. Identity verification alone isn't enough — Sentural evaluates the financial behavior behind the request.

Incoming Request — CFO

“Please update the supplier account and release today's payment.”

User authenticatedYes
DeviceValid
Financial behaviorInconsistent
StatusReview Required
API Security

Legitimate credentials can still issue dangerous commands.

Compromised credentials can be used to issue otherwise valid financial commands. Sentural evaluates the financial behavior surrounding the request — not just whether the key was correct.

request.http
POST /payments

{
  "amount": 42000000,
  "currency": "NGN",
  "beneficiary": "XXXXXXXX"
}
SenturalAnalysis
AllowReviewBlock
Beneficiary Security

Before money moves, know where it's going.

Sentural evaluates a destination account using what it has actually observed — not assumed or invented information.

New BeneficiaryUnverified
Company
Example Supplier Ltd.
Account
XXXXXX
Relationship historyAccount changesTransaction historyBehaviorContext
Destination Trust SignalLimited History
Real-Time Event Stream

Every command, verified in sequence.

Sentural evaluates payment requests, beneficiaries and behavior as they happen — producing a clear, ordered record of how each command was analyzed.

Event StreamIllustrative
The Security Graph

Sentural analyzes the relationship between the elements involved in a command.

User
Device
Session
API
Payment
Beneficiary
Account
Security Teams

Give security teams context, not another alert.

Sentural prioritizes actionable financial events instead of producing endless noise — so a critical event surfaces with the context needed to act on it.

12 Financial Events
9
Normal
2
Review
1
Critical
Critical EventBlock Recommended
What happened
A large transfer was initiated to a beneficiary added minutes earlier.
Why it matters
New beneficiaries combined with large amounts are a common fraud pattern.
Signals triggered
Beneficiary, amount, timing.
Actions

The security operator decides. Sentural informs.

AllowRequest VerificationHoldBlockInvestigate

Organizations determine the level of automation and authorization. Sentural does not independently control customer funds without authorization.

Infrastructure

One security layer across your financial stack.

ERP
Banks
Payment Processors
Treasury Systems
Fintech APIs
Accounting Systems
Sentural
Payments
Developer Platform

Protect financial commands with an API.

A conceptual look at how a financial command is submitted for authorization.

RequestPOST /v1/authorize
{
  "action": "payment",
  "amount": 8400000,
  "currency": "NGN",
  "beneficiary": "supplier_481"
}
Response200
{
  "decision": "review",
  "signals": ["beneficiary_new"],
  "explanation": "…"
}

Conceptual example — not a live endpoint

Use Cases

Built for where money moves.

01Banks

Protect high-value financial commands.

02Fintechs

Add intelligent transaction security without rebuilding the entire security stack.

03Payment Platforms

Analyze payment behavior before execution.

04Enterprises

Protect employees, accounts and financial workflows.

05Marketplaces

Protect payouts, refunds and seller payments.

Human Control

AI should increase control, not remove it.

Customers control how Sentural responds. Not every action happens automatically.

MonitorRecommendRequire ApprovalAutomate
Policy Controls
  • Transaction thresholds
  • Approval requirements
  • Trusted beneficiaries
  • Allowed jurisdictions
  • Risk policies
  • Automation level
  • Escalation rules
Security

Financial security requires more than a risk score.

Encryption
Authentication
Authorization
Role-based controls
Audit logs
Secure APIs
Data minimization
Monitoring
Access controls

Before money moves, make sure the command deserves to exist.

Sentural

AI financial transaction security infrastructure.

Protect every financial command.

Give every payment an intelligent security layer before money moves.